Start saving as soon as possible. We often think of saving as something to do later on down the road when we’re more financially stable, or when money isn’t so tight. But starting to save now gives your money the opportunity to start growing right away. Even if it’s only $5 or $10 a month, foregoing your coffee for a few days and putting that money in savings could translate to thousands of dollars by the time you retire. It may seem insubstantial, but every little bit helps.
— Rick Hays