Live within your means. The world of social media, advertising and online shopping make it easier than ever to get roped into wanting more than you can afford. While there’s nothing wrong with treating yourself every once in a while, it’s important to live in such a way that you can sustain your lifestyle. And while credit can be a helpful tool, overextending it can put you in a real bind financially. It’s when we’re realistic about what we can afford that we can finally step closer and closer to actualizing the lives we want to live.